Launching soon

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Vola is built specifically for college students by college students.

This means we know the financial difficulties of being a student-
Multiple expenses, limited finances and high borrowing costs are not easy to deal with.

So we built these tools into Vola that

-Alerts you when your account is low on funds
-Let's you borrow at fair rates
-Builds your credit score while still in school
-Informs you about important financial topicss

Join the Waitlist
Vola uses state of the art technology to provide a transparent and fair borrowing experience at your fingertips.

How it works

Let’s get to know each other

We need to make sure you’re a real person and learn about you, your finances and your needs!

Request a loan

We’re here for you, need a quick loan? Create your tailored loan and get money in hours at the best rates.

Build credit

Repay and build your credit. This let’s you take bigger loans at better rates in the future.


Our Unique Features

Simple Small Loans

Our loans are tailored to your needs, you can simply choose amount and repayment date and be on your way.

Proprietary Vola Score

Our algorithm allows us to give you an individual and fair rate, that is unique to you and improves as you use the app and pay back!


Can´t make a payment? It's easy to restructure and refinance your loan from the app!

Build your Credit

Use our small loans to start building your credit score while in college!

Financial Literacy

Learn how to spend, save, borrow and track your expenses, all within the app!

Online support

Need help? Our loan specialists are here for you 24/7



Happy clients



Loans Given

More than


Funds Borrowed

More than


Colleges Participating


Very ease to use, and cash got into my account fast and without a problem! Definitely a must if you are a student in need of cash!


I love your app! I think it is such a great idea and I wish there were more like it! I've only borrowed once before but it really helped me out in a time of need.


Vola helped me out when I was low on cash!Very easy and a good way to stay on top of college expenses!


Please join our community / Share on social media.

We´ll update you when our new apps are out. In the meantime, we’ll send you amazing content regarding the latest financial trends.

Time Value of Money

I clearly remember riding in the backseat of a friend’s car a few years ago and listening to her mom talk to her daughter (my friend) about something

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Compounding Interest Rate

While it is sometimes covered in mundane pre-calculus math classes, it is often overlooked as a method to gain more money on as little as one dollar.

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What is a credit score!

What is three-digits and follows you wherever you go? That is right… credit scores! In this article, we will lay out what a credit score is

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We are building a new, better and faster app. We will update you when it is ready to download. In the meantime join our community to earn prices, learn more about finance and find ways to save!


Frequently Asked Questions

What information do I need to provide to apply for a vola loan?

Basic information such as your name and email is required to request a loan, however the more information you provide vola with, the easier and faster it is to borrow money at better rates.

How much can I borrow, how long will I have to pay it back and how much will the loan cost?

This depends on local state laws and your Vola Score. As you improve your score we will be able to provide much larger loans with lower interest rates. The minimum amount you can borrow is $50 while the maximum is $500.

What kind of bank account is required to apply for a loan?

To request a loan, you’ll need to have a checking account that accepts ACH transfers. Most major banks work with Vola.

What happens if I can't pay back on time?

It's easy to restructure and refinance your loan from the app. Fees and charges to late payment vary from state to state.

Contact us

  • Vola
    81 Prospect Street.
    Brooklyn, NY 11201

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