Negative credit report items are automatically removed from your report. When? It depends. When it comes to your credit health, thinking positively can go a long way. But to truly understand how your credit report affects your credit health, it’s also important to focus on…
You may already know TransUnion, Experian and Equifax are the three national credit bureaus. Simple enough. But knowing more about what they do, what they don’t do and what you can do makes it easier to navigate the credit reporting system—which can save you time,…
Dealing with debt can be difficult. Here are 5 steps you can take to make things easier. For many, debt is a four-letter word and is accompanied by feelings of dread, denial, even despair. Especially if you have a lot of debt, gaining the…
You have a different credit report at each of the 3 national credit bureaus: TransUnion, Experian, and Equifax. Each bureau’s report may have information from different sources reported at different times. If this sounds overwhelming, don’t worry. Once you know how to read a credit…
What are student loans? Student loans are loans made to people who are trying to go to college but cannot afford the college they are going to, or can only afford part of the cost. A student loan lends people the amount of money…
LIBOR is a benchmark interest rate that most global banks use as the standard for issuing loans. If you have ever applied to take out a lot from a bank, LIBOR was certainly used to determine your interest rate and how much money you can…
You’re busy… we get it. Whether it be because of school, friends or dreaded job searching, we often neglect to eat well, if even at all. However, it is extremely important to eat and mapping out the week with scheduled meals should be a necessity…
Waiters and waitresses may soon be asking us, “And which credit card will you be using today? Visa, American Express… Apple?” Recently, Apple announced it will be releasing a credit card. The card, backed by Goldman Sachs and Mastercard, will work in contingency with Apple…
If you have ever watched ABC’s hit show Shark Tank, you have definitely thought to yourself “Wow that is an amazingly innovative idea. I guarantee a shark will invest” only to later see the budding entrepreneur walk out of the room deflated and without a…
Every year, thousands of high-school students must make the decision to pursue another degree or to enter the workforce. At Vola, our mission is to give you advances on your earnings. In order to make sure we can provide you the best experience, we take…
Sean Parker, founder of Napster (one of the first music streaming sites) once said, “You want people using your product because it’s a part of your life, then they can’t stop using it.” Recently, there has been the emergence of several different music streaming services,…
I clearly remember riding in the backseat of a friend’s car a few years ago and listening to her mom talk to her daughter (my friend) about something involving finance and car insurance. To this day, I am only able to recall 5% of their…
