“My flight was delayed 6 years ago. Back then, I had no idea that I could get compensated for that. Can I still get a compensation for that flight delay?” This is what many passengers who have only recently been made aware of their air passenger…
Fintech has become globally mainstream, with 64% of consumers adopting some sort of behavior that fuses technology with financial services. As the market becomes more mature, so do the challenges facing fintech institutions. This year has brought new trends in improving security, big innovations in mobile banking,…
Credit inquiries come in two flavors: soft and hard. Here’s how each kind affects you. Inquiries, soft or hard, are authorized requests to see your credit report. But the similarities end there. Soft Inquiries A soft credit inquiry is sort of a more routine…
Certain strategies such as paying more than the minimum payment, paying higher-interest loans down first, and getting student loan repayment assistance from your employer may help you pay off your student loans fast. Part of providing for yourself after graduation may repaying student loans, which…
At Credit Abuse Resistance Education (CARE), we are committed to helping students like you get the knowledge you need to make smart financial decisions. We believe learning financial management skills will help you reach your personal and professional goals. With the number of students dependent…
Certain strategies such as paying more than the minimum payment, paying higher-interest loans down first, and getting student loan repayment assistance from your employer may help you pay off your student loans fast. Part of providing for yourself after graduation may repaying student loans, which…
Negative credit report items are automatically removed from your report. When? It depends. When it comes to your credit health, thinking positively can go a long way. But to truly understand how your credit report affects your credit health, it’s also important to focus on…
You may already know TransUnion, Experian and Equifax are the three national credit bureaus. Simple enough. But knowing more about what they do, what they don’t do and what you can do makes it easier to navigate the credit reporting system—which can save you time,…
Dealing with debt can be difficult. Here are 5 steps you can take to make things easier. For many, debt is a four-letter word and is accompanied by feelings of dread, denial, even despair. Especially if you have a lot of debt, gaining the…
You have a different credit report at each of the 3 national credit bureaus: TransUnion, Experian, and Equifax. Each bureau’s report may have information from different sources reported at different times. If this sounds overwhelming, don’t worry. Once you know how to read a credit…
What are student loans? Student loans are loans made to people who are trying to go to college but cannot afford the college they are going to, or can only afford part of the cost. A student loan lends people the amount of money…
LIBOR is a benchmark interest rate that most global banks use as the standard for issuing loans. If you have ever applied to take out a lot from a bank, LIBOR was certainly used to determine your interest rate and how much money you can…
