At Credit Abuse Resistance Education (CARE), we are committed to helping students like you get the knowledge you need to make smart financial decisions. We believe learning financial management skills will help you reach your personal and professional goals. With the number of students dependent…
You may already know TransUnion, Experian and Equifax are the three national credit bureaus. Simple enough. But knowing more about what they do, what they don’t do and what you can do makes it easier to navigate the credit reporting system—which can save you time,…
You have a different credit report at each of the 3 national credit bureaus: TransUnion, Experian, and Equifax. Each bureau’s report may have information from different sources reported at different times. If this sounds overwhelming, don’t worry. Once you know how to read a credit…
What are student loans? Student loans are loans made to people who are trying to go to college but cannot afford the college they are going to, or can only afford part of the cost. A student loan lends people the amount of money…
LIBOR is a benchmark interest rate that most global banks use as the standard for issuing loans. If you have ever applied to take out a lot from a bank, LIBOR was certainly used to determine your interest rate and how much money you can…
Waiters and waitresses may soon be asking us, “And which credit card will you be using today? Visa, American Express… Apple?” Recently, Apple announced it will be releasing a credit card. The card, backed by Goldman Sachs and Mastercard, will work in contingency with Apple…
Sean Parker, founder of Napster (one of the first music streaming sites) once said, “You want people using your product because it’s a part of your life, then they can’t stop using it.” Recently, there has been the emergence of several different music streaming services,…
I clearly remember riding in the backseat of a friend’s car a few years ago and listening to her mom talk to her daughter (my friend) about something involving finance and car insurance. To this day, I am only able to recall 5% of their…
With the rising cost of higher education and the increasing amount of debt that students must take on to attend college, parents often step in to help financially. Although they’re coming from a good place, parents can often pay for their children’s college at the…
With only a week until Christmas and New Years around the corner, it is easy for your bank account to feel exhausted this time of year. From buying presents, visiting family, and eating out during travel, sometimes it feels like you spend more than you…
