At Credit Abuse Resistance Education (CARE), we are committed to helping students like you get the knowledge you need to make smart financial decisions. We believe learning financial management skills will help you reach your personal and professional goals. With the number of students dependent…
Certain strategies such as paying more than the minimum payment, paying higher-interest loans down first, and getting student loan repayment assistance from your employer may help you pay off your student loans fast. Part of providing for yourself after graduation may repaying student loans, which…
You may already know TransUnion, Experian and Equifax are the three national credit bureaus. Simple enough. But knowing more about what they do, what they don’t do and what you can do makes it easier to navigate the credit reporting system—which can save you time,…
Dealing with debt can be difficult. Here are 5 steps you can take to make things easier. For many, debt is a four-letter word and is accompanied by feelings of dread, denial, even despair. Especially if you have a lot of debt, gaining the…
You have a different credit report at each of the 3 national credit bureaus: TransUnion, Experian, and Equifax. Each bureau’s report may have information from different sources reported at different times. If this sounds overwhelming, don’t worry. Once you know how to read a credit…
What are student loans? Student loans are loans made to people who are trying to go to college but cannot afford the college they are going to, or can only afford part of the cost. A student loan lends people the amount of money…
LIBOR is a benchmark interest rate that most global banks use as the standard for issuing loans. If you have ever applied to take out a lot from a bank, LIBOR was certainly used to determine your interest rate and how much money you can…
You’re busy… we get it. Whether it be because of school, friends or dreaded job searching, we often neglect to eat well, if even at all. However, it is extremely important to eat and mapping out the week with scheduled meals should be a necessity…
Waiters and waitresses may soon be asking us, “And which credit card will you be using today? Visa, American Express… Apple?” Recently, Apple announced it will be releasing a credit card. The card, backed by Goldman Sachs and Mastercard, will work in contingency with Apple…
Sean Parker, founder of Napster (one of the first music streaming sites) once said, “You want people using your product because it’s a part of your life, then they can’t stop using it.” Recently, there has been the emergence of several different music streaming services,…
